Data Sources

All hospital network data is sourced from publicly available insurer and TPA websites, as mandated by IRDAI.

How we collect data

IRDAI requires all health insurers in India to publish their cashless hospital networks publicly. We read these published lists and standardize them into a searchable format.

For policy details (room rent caps, sub-limits, waiting periods), we analyze publicly available policy wordings and brochures. Each policy rule in our system cites the source document and section.

Hospital network sources

Insurer	Source type	Notes
Star Health	Official data	Insurer network data
HDFC ERGO	Official data	Insurer network data
Care Health	TPA network	TPA provider data
Niva Bupa	Official data	Insurer network data
ICICI Lombard	Official data	Insurer network data
Bajaj Allianz	Official data	Insurer network data
Aditya Birla Health	Official data	Insurer network data
Manipal Cigna	Official data	Insurer network data
Tata AIG	Official data	Insurer network data
New India Assurance	Official data	Insurer network data
Oriental Insurance	TPA network	TPA provider data
United India	TPA network	TPA provider data
SBI General	Official data	Insurer network data
Go Digit	Official data	Insurer network data

Update frequency

Hospital network data is refreshed every 6 hours via automated scrapers. Policy rule data is updated when new policy wordings are published (typically annually). All results include a data freshness timestamp so you know how recent the information is.

Limitations

Insurers may update their hospital networks between our scrape cycles. A hospital listed as “cashless” in our data may have been removed, or a new hospital may not yet appear. Always confirm cashless availability directly with the hospital before admission.