About CashlessNow
We believe a family in India should never face a financial catastrophe on top of a medical emergency.
Our mission
Most Indian families have health insurance but don't know how to use it when it matters most. At 2 AM, with a loved one in pain, they need three answers in 30 seconds:
- 1.Where - the nearest hospital that accepts their insurance cashlessly
- 2.Whether - it's actually covered, including hidden sub-limits and traps
- 3.How much - they'll really pay out of pocket, honestly
What we do
We index cashless hospital networks from every major insurer in India, cross-reference room rent caps and sub-limits from policy documents, and calculate the real out-of-pocket cost for specific conditions at specific hospitals.
We detect 15 financial traps - room rent proportional deduction, disease-specific sub-limits, non-payable items, co-payments, and more - that most policyholders only discover at the hospital counter.
Our data
All hospital network data comes from publicly available insurer and TPA websites, as mandated by IRDAI. We currently cover:
31,000+
hospitals
1,600+
cities
42
insurers
Privacy as architecture
We don't store your name, phone number, policy number, or location. No account is needed. Your search query is processed and discarded - never logged, never sold. This isn't a limitation; it's the design. Read our privacy policy.
Why CashlessNow exists
On January 27, 2017, my mother met with a serious accident. Those 90 minutes in the ambulance - watching the oxygen cylinder, not knowing if she would survive - changed everything.
In the chaos of the emergency room, surrounded by families crying in shock and confusion, I realized: no one should have to figure out insurance logistics while fighting to save a loved one.
CashlessNow exists so that when the worst moment comes, at least the financial and hospital questions are already answered.
Our community
CashlessNow is only as good as its data. Our community of families across India helps us keep hospital information accurate. When a hospital changes its room rate or drops out of a network, community members flag it — often before the insurer updates their own website.
The community serves three purposes:
- 1.Empathy — families helping families during medical emergencies
- 2.Accuracy — community flags incorrect data faster than any scraper
- 3.Trust — real people sharing real experiences builds credibility no marketing can match
Contact
CashlessNow is built by Nativerse Ventures. For feedback, data corrections, or partnership inquiries, reach us through the Partners page.